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Representative Example for Hire Purchase (HP): Payable by 39 payments of £163.70. Payments are based on a duration of agreement of 39 months, a Cash Price of £5,999.00, with a deposit of £599.90 leaving an amount of credit of £5,399.10. The agreement is calculated using a fixed rate of interest of 10.90% per year resulting in Representative 10.90% APR and a total amount payable of £6,985.20 The representative example includes an estimated option to purchase fee of £1.00. We act as a credit broker, not a lender.