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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £210.94, with an optional final payment of £3,331.41 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £12,999.00, with a deposit of £1,299.90 leaving an amount of credit of £11,699.10. The agreement is calculated using a fixed rate of interest of 10.90% per year resulting in Representative 10.90% APR and a total amount payable of £17,076.77 The representative example includes an estimated option to purchase fee of £1.00.. An excess mileage rate of 2.45 pence per mile applies. We act as a credit broker, not a lender.