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Representative Example for Personal Contract Purchase (PCP): Payable by 60 payments of £197.00, with an optional final payment of £3,351.97 and an annual mileage of 10000 miles. Payments are based on a duration of agreement of 60 months, a Cash Price of £12,299.00, with a deposit of £1,229.90 leaving an amount of credit of £11,069.10. The agreement is calculated using a fixed rate of interest of 10.90% per year resulting in Representative 10.90% APR and a total amount payable of £16,204.87 The representative example includes an estimated option to purchase fee of £1.00.. An excess mileage rate of 2.45 pence per mile applies. We act as a credit broker, not a lender.